THE ROLE OF DEPOSIT POLICY OF COMMERCIAL BANKS IN INCREASING THE RESOURCE CAPACITY OF BANKS

Authors

  • Jurayev I. I. TDIU, Associate Professor of the "International Finance" Department

Keywords:

Deposit policy, bank liquidity, financial stability, time deposits, savings deposits, interest rate policy, inflationary effects, lending opportunities, bank resources, macroeconomic analysis, financial risks.

Abstract

This article analyzes the deposit policy of commercial banks and its impact on financial stability and liquidity management from a theoretical and practical point of view. Bank deposits are considered as the main factors affecting the long-term stability and liquidity risks of the banking system. Scientifically based proposals have also been developed to increase the efficiency of deposit attraction, minimize liquidity risks and maintain an interest policy flexible to macroeconomic changes.

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Published

2025-10-30

Issue

Vol. 41 (2025)

Section

Articles

License

Creative Commons License

This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.

How to Cite

THE ROLE OF DEPOSIT POLICY OF COMMERCIAL BANKS IN INCREASING THE RESOURCE CAPACITY OF BANKS. (2025). American Journal of Business Management, Economics and Banking, 41, 110-117. https://americanjournal.org/index.php/ajbmeb/article/view/3152