American Journal of Business Management, Economics and Banking

DEVELOPMENT OF DIGITAL ECONOMY IN UZBEKISTAN

2024-11-08T17:09:03+00:00

This article presents the concept of digital economy, definitions of digital economy, development of digital economy, number of internet users, implementation of digital economy program, main indicators and criteria of digital economy.

TYPES, CAUSES AND CONSEQUENCES OF UNEMPLOYMENT

2024-11-10T06:35:28+00:00

The article is devoted to a comprehensive analysis of the problem of unemployment, its causes, types, consequences and methods of public policy in this area. Macroeconomic factors are considered, such as the decline in production and structural changes in the economy, as well as the individual characteristics of workers that affect their competitiveness in the labor market. Particular attention is paid to the economic, social and personal consequences of unemployment. Key areas of state employment policy are analyzed, including measures to stimulate the creation of new jobs, social support for the unemployed and activities employment services. The article may be useful to economists, labor market specialists, as well as anyone interested in employment issues

OPPORTUNITIES TO INCREASE INVESTMENT ATTRACTIVENESS IN UZBEKISTAN

2024-11-10T06:40:09+00:00

In this article, the improvement of the investment environment in our country, the creation of a favourable business environment, socio-economic reforms aimed at attracting investments, measures to organize the effective use of investments in economic sectors and the prospects of attracting investments, the way to develop economic sectors and industries through the effective use of investments trends, the impact of investments on the economy, directions of the effectiveness of investments in the development of the economy of Uzbekistan are presented.

DIGITAL TRANSFORMATION IN BANK MANAGEMENT: ENHANCING CUSTOMER EXPERIENCE THROUGH TECHNOLOGY-DRIVEN MARKETING STRATEGIES

2024-11-10T15:55:01+00:00

The digital transformation in bank management is reshaping the industry by enabling banks to provide personalized, efficient, and customer-centric services. This transformation leverages technology-driven marketing strategies to enhance customer experience, redefine relationships, and strengthen customer loyalty. This article explores how digital transformation, including data analytics, artificial intelligence (AI), and customer relationship management (CRM) platforms, empowers banks to understand and meet customer needs. Through an in-depth analysis of contemporary marketing techniques, this research highlights the benefits, challenges, and future directions of digital transformation in banking.

STRATEGIES FOR ADVANCING GREEN LOGISTICS IN UZBEKISTAN: OPPORTUNITIES AND CHALLENGES

2024-11-11T17:38:50+00:00

Green logistics has emerged as a critical area for sustainable development worldwide, and Uzbekistan is no exception. Given the growing environmental concerns and Uzbekistan's strategic position in Central Asia, implementing green logistics practices could significantly reduce emissions, improve energy efficiency, and enhance economic resilience. This article examines the opportunities and challenges associated with advancing green logistics in Uzbekistan, highlighting strategic approaches for integrating sustainable practices into the country's logistics sector. By analyzing policy frameworks, technological innovations, and infrastructure needs, this study identifies the key factors that could drive green logistics in Uzbekistan and discusses potential obstacles to successful implementation. Ultimately, a sustainable logistics strategy can contribute to Uzbekistan’s environmental goals while promoting long-term economic growth.

INNOVATIVE APPROACHES TO RISK MANAGEMENT IN ENTERPRISES: A CASE STUDY ANALYSIS

2024-11-11T17:40:43+00:00

The evolution of risk management has driven enterprises to adopt innovative approaches that not only mitigate potential threats but also capitalize on emerging opportunities. This article examines contemporary risk management methods, using case studies to illustrate how organizations across various sectors implement advanced strategies such as predictive analytics, artificial intelligence (AI), and agile risk frameworks. These tools enhance resilience, ensure regulatory compliance, and enable proactive decision-making. By analyzing real-world examples, this article highlights the benefits and challenges of implementing cutting-edge risk management solutions, offering insights into best practices for enterprises aiming to adapt in a volatile global environment.

SPECIAL ECONOMIC ZONES AS DRIVERS OF REGIONAL ECONOMIC DEVELOPMENT: BEST PRACTICES AND IMPLICATIONS FOR UZBEKISTAN

2024-11-15T17:40:09+00:00

Special Economic Zones (SEZs) are considered effective tools for promoting industrialization and structural transformation, provided they are implemented appropriately in the right context. This document reviews existing practices of SEZ establishment using examples from successful countries, including China and South Korea, and explains how SEZs contribute to regional economic development.

GREEN TOURISM: NEW HORIZONS FOR THE ECONOMY OF KARAKALPAKSTAN

2024-11-16T16:15:36+00:00

This article explores the potential of green tourism as a sustainable economic development pathway for Karakalpakstan, a region in northwestern Uzbekistan known for its unique cultural heritage and ecological challenges, including the environmental degradation of the Aral Sea. Given the region's distinct landscape, biodiversity, and traditional lifestyle, green tourism presents an opportunity for economic growth while prioritizing environmental preservation. This paper discusses the current state of tourism in Karakalpakstan, the opportunities and challenges for developing green tourism, and strategies to promote sustainable travel in the region. Through a review of relevant case studies and global best practices, the study highlights how green tourism could stimulate local economies, create jobs, and raise awareness of environmental protection. The article concludes by recommending initiatives that could help Karakalpakstan become a model of sustainable tourism in Central Asia.

THE ROLE OF ELECTRONIC COMMERCE SITES AND MARKETPLACES IN THE DEVELOPMENT OF SMALL BUSINESS IN UZBEKISTAN

2024-11-18T06:46:16+00:00

In recent years, e-commerce and marketplaces have created new opportunities for small businesses. Small businesses are an important component of the economy, and their development greatly affects the economic stability and social well-being of countries. This article analyzes the role of e-commerce sites and marketplaces in the development of small businesses in Uzbekistan.

RATING ASSESSMENT OF THE ACTIVITY OF COMMERCIAL BANKS BRANCHES

2024-11-21T02:12:44+00:00

In the market of banking services, it is important to increase the sales of services by expanding business and organizing branch activities. Evaluating the activities of bank branches and coordinating their activities is one of the important and urgent tasks of bank management. It is important to identify the branches of the bank that have achieved good results and those that are lagging behind the average indicators and to take measures to improve their performance. This leads to the need to create a system for evaluating the activities of bank branches and divisions. However, it requires the use of accurate evaluation methods to identify branches that are lagging behind due to management inefficiency, mislocation, and other aspects. The rating and rating system allows for a systematic analysis of branch activities, identification of negative factors affecting their activity, and identification of leading and lagging units. This article examines the issues of using the rating evaluation system in the activities of the branches of the banks of the Republic of Uzbekistan and makes recommendations for its improvement.

DEVELOPING TRANSPORT CORRIDOR KEY ROUTE FOR CENTRAL ASIA

2024-11-21T02:15:13+00:00

This article discusses the creation of a new transport corridor through the Caspian Sea of Turkmenistan and Azerbaijan with Russia, Georgia and Turkey, Uzbekistan and Kyrgyzstan opening up alternative routes for export and import flows. The economic and political objectives of each participating country, the risks and challenges of the project, such as the need for coordination, political and environmental risks, as well as financial and technical difficulties, are analyzed. A conclusion is drawn about the long-term importance of the corridor for the regional economy and geopolitics, prospects for attracting investment, developing infrastructure and strengthening economic stability in Central Asia are outlined.

INTEGRATION OF SMART TOURISM TECHNOLOGIES IN UZBEKISTAN: ENHANCING VISITOR SATISFACTION AND LOYALTY IN 2023

2024-11-21T02:17:35+00:00

Tourism has become one of the most rapidly evolving industries globally, with smart tourism technologies (STTs) increasingly influencing how destinations are marketed, managed, and experienced by visitors. For developing nations like Uzbekistan, leveraging these technologies offers both opportunities and challenges. While much of the global conversation has focused on the adoption of STTs in developed regions, there has been less research dedicated to their impact in emerging markets. The unique cultural and historical assets of Uzbekistan, coupled with its government’s drive to boost tourism, make it an ideal case study for exploring the effects of STTs on tourist satisfaction and loyalty.

MODERN FORMS OF AUDITING AND DIRECTIONS FOR IMPROVEMENT OF INTERNAL CONTROL

2024-11-22T16:13:57+00:00

This article describes the modern forms of audit and gives brief information about the internal control system in our country. Recommendations for improving the internal control system are also mentioned.