American Journal of Business Management, Economics and Banking https://americanjournal.org/index.php/ajbmeb <p>American Journal of Business Management, Economics, and Banking is a peer-reviewed international, open-access journal. This journal publishes articles in Economics, Business Management, Banking, and Accounting. Authors can submit original research for the double-blind peer-reviewed journal.</p> <p><strong>ISSN (E):</strong> 2832-8078 <strong>JIF 2024:</strong> 8.960</p> American Journals en-US American Journal of Business Management, Economics and Banking 2832-8078 ISSUES OF FORMATION OF PRIVATE BANKS’ RESOURCE BASE https://americanjournal.org/index.php/ajbmeb/article/view/2910 <p>This article is devoted to the formation of the resource base of private banks operating in the Republic of Uzbekistan. The data are taken from the analysis of financial statements on the banking system issued by the Central Bank of the Republic of Uzbekistan. It covers the activities of 6 existing private banks in the Republic of Uzbekistan. To solve the problem, we used the regression analysis and correlation method. In this case, we draw the appropriate conclusions using the method of regression and correlation analysis of the factors affecting the resource base of private banks. The study found that the volume of assets of private banks in the country (bank size), the number of branches, long-term interest rates, return on capital, and return on assets are positively linked to the resource base of private banks. In addition, a conclusion was drawn on the elimination of abstract problems in the formation of the resource base of private banks.</p> Rufat Baxtiyorovich Kurbanov Copyright (c) 2025 https://creativecommons.org/licenses/by-nc/4.0 2025-05-08 2025-05-08 36 1 8 ANALYSIS OF CAPITAL ADEQUACY IN ASSESSING INVESTMENT ATTRACTIVENESS OF COMMERCIAL BANKS https://americanjournal.org/index.php/ajbmeb/article/view/2911 <p>In the world, many methods and methods are used to assess the investment attractiveness of commercial banks. The most widely used method is the CAMELS method or rating system. In this article, we will analyze the investment attractiveness of several banks in our country through capital adequacy, which is a component of the CAMELS method, and study the role of capital adequacy in increasing investment attractiveness.</p> Urokboyeva Farzuna Akhmadjonovna Copyright (c) 2025 https://creativecommons.org/licenses/by-nc/4.0 2025-05-08 2025-05-08 36 9 12 INTEGRATION OF CIRCULAR ECONOMY AND DIGITAL TECHNOLOGIES IN THE OIL AND GAS SECTOR https://americanjournal.org/index.php/ajbmeb/article/view/2924 <p>The circular economy is considered as a model of an economic system that is able, on the one hand, to respond to the challenges facing society, and on the other hand, to ensure a sufficiently high efficiency of the activities of economic entities. In practice, the process of transition to a circular economy is rather slow. The article analyzes the integration of the circular economy and digital technologies as drivers for the creation of closed production cycles.</p> Yuldashov Sabir Faizullaevich Copyright (c) 2025 https://creativecommons.org/licenses/by-nc/4.0 2025-05-12 2025-05-12 36 13 16 GREEN ECONOMY FINANCING INSTRUMENTS AND THEIR APPLICATION ASPECTS https://americanjournal.org/index.php/ajbmeb/article/view/2925 <p>This article examines the interaction of ecology and economy today. Various approaches to the possibilities of solving global environmental problems through the active introduction of modern financial instruments are studied. The role of "green bonds" in the global financial market and the features of investing in the development of renewable energy sources are also studied. In order to reduce environmental risks in the country's economy, the work carried out on the transition to a green economy is analyzed, and proposals and recommendations are made in this regard.</p> Marjona Gulmurodova Mirzabek Mirzayev Copyright (c) 2025 https://creativecommons.org/licenses/by-nc/4.0 2025-05-14 2025-05-14 36 17 22 OVERVIEW OF PUBLIC-PRIVATE PARTNERSHIPS AND FINANCIAL RISKS https://americanjournal.org/index.php/ajbmeb/article/view/2932 <p>Concise summary of the article's content and key findings. This comprehensive article provides a detailed analysis of the financial risks associated with public-private partnerships (PPPs). The annotation offers a concise yet informative summary of the study's key findings, highlighting the critical challenges and considerations that decision-makers must navigate when engaging in these collaborative ventures. The article examines a range of financial risks, including cost overruns, revenue shortfalls, and debt financing issues, drawing on case studies and empirical data to illustrate the complexities involved. The annotation sets the stage for the in-depth exploration of the topic, introducing the reader to the methodological approach, the analysis of results, and the practical implications for practitioners working in the field of PPP project development and management.</p> Aseliya Safina Copyright (c) 2025 https://creativecommons.org/licenses/by-nc/4.0 2025-05-17 2025-05-17 36 23 27