American Journal of Business Management, Economics and Banking https://americanjournal.org/index.php/ajbmeb <p>American Journal of Business Management, Economics, and Banking is a peer-reviewed international, open-access journal. This journal publishes articles in Economics, Business Management, Banking, and Accounting. Authors can submit original research for the double-blind peer-reviewed journal.</p> <p><strong>ISSN (E):</strong> 2832-8078 <strong>JIF 2024:</strong> 8.960</p> American Journals en-US American Journal of Business Management, Economics and Banking 2832-8078 STUDYING THE EFFECT OF ANALYZING THE RELATIONSHIP BETWEEN SOME MONETARY VARIABLES AND REALITY ON THE IRAQI BALANCE OF PAYMENTS https://americanjournal.org/index.php/ajbmeb/article/view/1810 <p>The research aims to know the impact of the most important factors affecting the Iraqi balance of payments (1991-2017 AD) in order to reach a standard model for the relationship between variables and know their importance and the extent of their impact on the balance of payments. In order to achieve this goal, the study sought to test hypotheses that have a moral effect and a linear relationship between Both GDP, nominal exchange rate and real exchange rate in Iraq. The independent variables included in the model are more likely to explain the scale model than the independent variables not included. The most important of the results reached is that the values of the balance of payments in Iraq can be represented by a linear equation with the values of the gross domestic product and the values of the exchange rate, and that these variables together have a significant impact on the balance of payments, and that their interpretation rate is high, as they carry a significant percentage that explains 95% of the value. Balance of payments, while 5% could be due to random, unmeasurable factors such as the turbulent security and political situation.</p> Anwar Mezher Hamdullah Zahrah Khlaif Rafak Copyright (c) 2024 https://creativecommons.org/licenses/by-nc/4.0 2024-02-07 2024-02-07 21 1 19 ENSURING ECONOMIC GROWTH BASED ON THE DEVELOPMENT OF THE DIGITAL ECONOMY https://americanjournal.org/index.php/ajbmeb/article/view/1817 <p>This article presents the rationale for ensuring sustainable economic growth in the country based on the innovative development of industry in the context of the digital economy. Economic development, especially in the industrial sectors, the existing problems in the development of the innovative environment were studied and analyzed. Also, analysis of the state of production of industrial products by types of economic activity in our country, its share in the gross domestic product and export was carried out. In addition, scientifically based proposals for innovative development of the industry have been developed.</p> Vaydullayev Ilyos Hamidulla o'g'li Copyright (c) 2024 https://creativecommons.org/licenses/by-nc/4.0 2024-02-08 2024-02-08 21 20 25 MECHANISMS OF ORGANIZING GASTRONOMY TOURISM SERVICES AND ITS DEVELOPMENT https://americanjournal.org/index.php/ajbmeb/article/view/1821 <p>Tourists, in particular, are interested in gastronomic tourism experiences after being happy with the site and local cuisine, resulting in destination loyalty. Increased usage of local cuisine in the region's tourism economy strengthens the area's tourism offering while also potentially contributing to the district’s tourism growth. The study’s major focus is on the mechanisms of organizing gastro-tourism services and their development in Uzbekistan.</p> Vafoxodjayeva Dilafruz Rahmatulloevna Copyright (c) 2024 https://creativecommons.org/licenses/by-nc/4.0 2024-02-09 2024-02-09 21 26 32 EMPLOYING THE VALUE STREAM MAPPING BY USING THE PROCESS ACTIVITY MAPPING TO IMPROVE THE EFFICIENCY OF THE MEDICAL SERVICE https://americanjournal.org/index.php/ajbmeb/article/view/1856 <p>This study sought to employ the value Stream mapping by using the process activity mapping as one of its tools in redesigning the medical service in order to increase its efficiency. By getting rid of the waste that makes the waiting time for the patient longer at a time when he is in dire need of the necessary health care, with the shortest possible waiting period. The problem of the study is represented in the large number and length of the approved procedures for treating the patients, which led to an increase in waiting times, which negatively affected the value of the service provided to the customer. The study derived its importance as it deals with one of the most vital sectors, and an attempt to arouse the interest of health organizations. The study followed the method of a case study, in its applied side, it relied on analyzing current value Stream mapping through the use of one of its tools (process activity mapping) in order to identify waste, eliminate it or reduce it, and identify potential improvement areas, thus contributing to achieving the requirements of agility in work to improve the efficiency of service provided to customers. The study reached a set of conclusions, the most important of which are: "Long waiting times and low service efficiency indicators for the case of the research sample, the lack of effective maintenance and repair systems to qualify important and expensive devices, in addition to their great importance in facilitating tasks and reducing waiting time".</p> Ahmed Hameed Eesa Saeed Hamad Eslaim Copyright (c) 2024 https://creativecommons.org/licenses/by-nc/4.0 2024-02-15 2024-02-15 21 33 47 BANKING DENSITY AND ITS RELATIONSHIP TO ENHANCING THE VOLUME OF BANK DEPOSITS-ANALYTICAL RESEARCH FOR THE IRAQI BANKING SECTOR https://americanjournal.org/index.php/ajbmeb/article/view/1857 <p>The strength and development of the banking sector is a major criterion for judging the soundness of the economy and its ability to attract local and foreign deposits, and based on the principle of deposits being the basic source and vital lifeline for the work of banks, the banking system is the backbone of the economy, and from this standpoint the aim of the research is to test the effect of banking density as an independent variable across its dimensions. (The number of branches, the number of accounts at banks, the number of electronic cards, the number of ATMs, the number of point-of-sale devices) in enhancing the volume of bank deposits as a dependent variable with its dimensions represented by (total deposits, current deposits, fixed deposits, and savings deposits). If the problem of the research is represented by the reluctance of capital owners to deposit in banks due to the weakness of the means of attraction by the banks. The importance of the research stems from the role played by the increasing volume of bank deposits, which are the largest and least expensive source of financing than other sources of financing, in meeting the requirements of development and increasing the efficiency of the banking sector, which in turn drives the wheel of trade and economy for the country. For the purpose of achieving the objectives of the research, I rely on data related to the official research with observations. Monthly reports for the years 2017-2021, which were processed in the ECXEL program and the formulation of hypotheses that were tested using statistical methods (EVIEWS10, SPSS V.23).</p> Dr. Richard Sadaka Mustafa Hasan Mustafa Copyright (c) 2024 https://creativecommons.org/licenses/by-nc/4.0 2024-02-15 2024-02-15 21 48 62 APPLICATION OF NEW INNOVATIVE METHODS IN TEACHING ECONOMIC SUBJECTS IN GENERAL SECONDARY SCHOOLS https://americanjournal.org/index.php/ajbmeb/article/view/1878 <p>In this article, the teaching of economic sciences in general secondary schools will be raised to a new level, the opportunities for providing quality education, the formation of economic and entrepreneurial knowledge skills of schoolchildren, new innovative methods during the lesson will be discussed. methods of using educational methods and recommendations are given.</p> Abdushukurova Sevinch Akramjonovna Copyright (c) 2024 https://creativecommons.org/licenses/by-nc/4.0 2024-02-24 2024-02-24 21 63 65 IMPORTANCE OF REGULATION AND LEGAL REGULATION OF ACCOUNTING IN ENTERPRISES SMALL BUSINESS https://americanjournal.org/index.php/ajbmeb/article/view/1879 <p>The authors of the article describe the main accounting methods that are used by enterprises, indicating their main regulatory and legal aspects.It is indicated how to correctly build an accounting system at an enterprise in modern conditions.The authors revealed that accounting must be maintained in order to monitor the financial position of the company and in order to be able to evaluate the results of its activities. Also, apply a simplified taxation system and maintain accounting records in accordance with the law.</p> Pirakhunova F. N. Fayzaliyeva D. F. Copyright (c) 2024 https://creativecommons.org/licenses/by-nc/4.0 2024-02-24 2024-02-24 21 66 69 A NEW VIEW IN THE ACCOUNTING PROFESSION https://americanjournal.org/index.php/ajbmeb/article/view/1880 <p>In recent years, the economy of Uzbekistan has seen significant growth in macroeconomic indicators, and the financial performance of domestic companies has also improved. In this regard, experienced and professional accountants are needed. The authors believe that in economics, the global accounting profession would be recognized as a leader in developing strong and sustainable organizations, financial markets and national economies and future adaptation to the requirements of International Financial Reporting Standards (IFRS).</p> Pirakhunova F. N. Astanakulov N. T. Copyright (c) 2024 https://creativecommons.org/licenses/by-nc/4.0 2024-02-24 2024-02-24 21 70 72 AUTHORITARIAN PRESS. IN THE ROLE OF INFORMATION AND PSYCHOLOGICAL INFLUENCE https://americanjournal.org/index.php/ajbmeb/article/view/1883 <p>Due to the need for social information exchange, the period when the first forms of mass media, including leaflets and newspapers, began to appear, shows that most of the press publications were published by the rulers and served their interests. "These press releases were created as a result of the socio-political interests of the rulers of that time together with the need of people for information. World press studies call such a press that supports the rule of individuals as an authoritarian press," writes Professor M. Khudoykulov, doctor of philological sciences.</p> Rakhmonova Fayoza is the daughter of Shukhrat Copyright (c) 2024 https://creativecommons.org/licenses/by-nc/4.0 2024-02-27 2024-02-27 21 73 76 THE IMPACT OF BANK GOVERNANCE IN LIGHT OF FINANCIAL AND ECONOMIC CRISES- AN APPLIED STUDY IN THE IRAQI MIDDLE EAST INVESTMENT BANK – BAGHDAD https://americanjournal.org/index.php/ajbmeb/article/view/1884 <p>Government banking is receiving increasing attention from financial institutions in all countries due to its crucial role in avoiding the risks of financial and economic crises. In light of this, the research aims to measure governance variables in the face of these crises, as the Iraqi Middle East Investment Bank and the Bank of Baghdad tested a research model, and this was tested through two hypotheses, as several statistical methods were used, including descriptive statistics for the arithmetic mean and standard deviation. A set of conclusions were reached, including There is a clear interest on the part of the bank under discussion in applying the foundations, principles and standards of governance, as they are a guarantee characterized by transparency. Accordingly, recommendations were presented, including the importance of taking sound financial and administrative measures to confront financial and economic crises, including practicing basic activities in Work and avoiding activities (buying, selling, mortgage, etc.</p> Assistant Prof Jasim. M, Doai Assistant Lecturer. Hanan Jumaa Hanzal Copyright (c) 2024 https://creativecommons.org/licenses/by-nc/4.0 2024-02-28 2024-02-28 21 77 97 OIL PRICE SHOCKS AND THEIR IMPACT ON ECONOMIC ACTIVITY IN IRAQ https://americanjournal.org/index.php/ajbmeb/article/view/1885 <p>This research aims to shed light on the most important and prominent economic problem that Iraq suffers from, which is its dependence on crude oil exports to finance its current and investment expenses and maintain the value of the national currency, as Iraq’s non-oil exports are very limited. Therefore, the research problem focuses on the fact that the Iraqi state depends Almost entirely on oil revenues to finance public expenditures, and since oil is a commodity that can be depleted shortly and oil prices are constantly fluctuating, this means that Iraq’s economy is not sustainable and that it will be exposed to ongoing crises and perhaps to a complete collapse of economic conditions. To obtain clear results that cannot be doubted, the study included annual data from the year 2004 to the year 2022.<br>The research included a group of dependent variables, including economic, financial, and monetary, that would give a clear vision of the problem regarding oil prices, which represents the independent variable, and it was adopted. On the descriptive analysis of the data table to give a general and clear view of the impact of oil prices on the dependent variables, the research reached a set of conclusions, the most important of which is first: The significant decline in oil prices, i.e. less than $50, negatively affects all economic indicators, the most important of which are the Central Bank of Iraq’s oil reserves. Foreign currencies.<br>Secondly: When there is a significant decline in state revenues due to the decline in oil prices, the greatest damage is to investment spending, not current spending. This means that the segment most affected are non-employees, and they are multiple categories.<br>The most important recommendations are: The developed countries are working hard to gradually abandon fossil fuels in the future or significantly reduce dependence on them. They have set time programs for this goal. On the other hand, we must develop strategic plans to gradually reduce dependence on oil so that we notice a difference year after year.</p> Basman Kamel Al-Ardawi Copyright (c) 2024 https://creativecommons.org/licenses/by-nc/4.0 2024-02-28 2024-02-28 21 98 107 IMPROVING THE RELATIONSHIP OF THE COACH-ATHLETE DIODE IN SPORTS SCHOOLS https://americanjournal.org/index.php/ajbmeb/article/view/1886 <p>The coach-athlete relationship is a crucial aspect of sports education, particularly in sports schools where young athletes develop both their skills and character. This article explores strategies to improve and strengthen this relationship, emphasizing its significance in fostering athletes' holistic development and achieving sporting success.</p> Ermatov Sardor Abdurahmon o’g’li Copyright (c) 2024 https://creativecommons.org/licenses/by-nc/4.0 2024-02-29 2024-02-29 21 108 112 ASSESSMENT OF EMPLOYMENT AND DEMOGRAPHIC DEVELOPMENT OF THE POPULATION OF UZBEKISTAN BASED ON A NON-TRADITIONAL APPROACH https://americanjournal.org/index.php/ajbmeb/article/view/1888 <p>This article theoretically substantiates the primacy of interest in human activity. The application of the economic law of the primacy of interest in human labor activity is theoretically and methodologically substantiated and, based on the interest index, demographic issues in the Republic of Uzbekistan, indicators of economic activity and employment of the population are analytically studied. Scientific proposals and recommendations have also been developed to increase employment and labor resources in the economic development of the country.</p> Ismailov Akmal Makhsudovich Copyright (c) 2024 https://creativecommons.org/licenses/by-nc/4.0 2024-02-29 2024-02-29 21 113 122 IMPORTANCE OF THE BEEKEEPING SECTOR IN REGIONAL AGRICULTURE https://americanjournal.org/index.php/ajbmeb/article/view/1890 <p>In the world, 80-85% of plants are pollinated from the outside, and bees play a key role in this. Beekeeping is a rapidly developing branch of Agriculture, and it is noteworthy that it itself is at the same time divided into a number of independent scientific departments. Currently, large-scale work is being carried out to develop the beekeeping sector with the initiatives of our honored President.</p> Qulmurotov Sohibjon Jumaniyozovich Iskandarov Suhrob Ulug’bek o'g’li Copyright (c) 2024 https://creativecommons.org/licenses/by-nc/4.0 2024-02-29 2024-02-29 21 123 125 IMPROVEMENT OF THEORETICAL, METHODOLOGICAL AND OBJECTIVE SYSTEM METHODOLOGY IN THE ANALYSIS OF SUSTAINABLE DEVELOPMENT https://americanjournal.org/index.php/ajbmeb/article/view/1896 <p>There are certain problems that require scientific research in terms of developing a methodology for a set of methods for assessing, analyzing and forecasting the stability of economic activity of economic entities. It is urgent to partially eliminate the shortcomings in the theory and methodological rules of the comprehensive economic analysis of the stability of the development of the economic entity.</p> Kalandarova Nargiza Narimanovna Copyright (c) 2024 https://creativecommons.org/licenses/by-nc/4.0 2024-02-29 2024-02-29 21 126 132