American Journal of Business Management, Economics and Banking https://americanjournal.org/index.php/ajbmeb <p>American Journal of Business Management, Economics, and Banking is a peer-reviewed international, open-access journal. This journal publishes articles in Economics, Business Management, Banking, and Accounting. Authors can submit original research for the double-blind peer-reviewed journal.</p> <p><strong>ISSN (E):</strong> 2832-8078 <strong>JIF 2024:</strong> 8.960</p> en-US Thu, 06 Mar 2025 15:04:43 +0000 OJS 3.3.0.8 http://blogs.law.harvard.edu/tech/rss 60 ANALYSIS OF MARKETING STRATEGIES FOR THE AUTOMOTIVE INDUSTRY https://americanjournal.org/index.php/ajbmeb/article/view/2755 <p>The automotive industry is one of the most important sectors of the global economy today. Millions of cars are produced and sold every year, which increases competition in this industry. Developing effective marketing strategies is the key to success for companies. This article analyzes marketing strategies in the automotive industry, provides information on their importance, main directions and modern trends.</p> Ismatullaev Temur Ravshan og‘li Copyright (c) 2025 https://creativecommons.org/licenses/by-nc/4.0 https://americanjournal.org/index.php/ajbmeb/article/view/2755 Thu, 06 Mar 2025 00:00:00 +0000 THE THEORETICAL FOUNDATIONS OF THE FORMATION OF FINANCIAL MECHANISMS FOR ATTRACTING FOREIGN INVESTMENT https://americanjournal.org/index.php/ajbmeb/article/view/2758 <p>The article reveals the financial mechanisms for effectively attracting foreign investment into the economy: methods, forms, management tools and financial instruments for effectively attracting foreign investment. As a result of the research, the author’s conclusion on the financial mechanism for attracting foreign investment is formed, conclusions and recommendations are given.</p> Shokirov Khotambek Anvarovich Copyright (c) 2025 https://creativecommons.org/licenses/by-nc/4.0 https://americanjournal.org/index.php/ajbmeb/article/view/2758 Thu, 06 Mar 2025 00:00:00 +0000 FINANCIAL SECURITY AND FINANCIAL RISKS OF THE ENTERPRISE https://americanjournal.org/index.php/ajbmeb/article/view/2765 <p>The article is devoted to the problems and essence of financial security, which is considered as one of the most important conditions for ensuring sustainable growth of an enterprise. The relevance of the issue of ensuring the financial security of an enterprise and identifying financial risks is indicated. It is noted that the most important indicator characterizing the measure of financial risk and financial security of an enterprise is its level.</p> Narimonov Sayfullakhon Sunnatilla ugli Copyright (c) 2025 https://creativecommons.org/licenses/by-nc/4.0 https://americanjournal.org/index.php/ajbmeb/article/view/2765 Tue, 11 Mar 2025 00:00:00 +0000 PROSPECTS FOR IMPROVING THE QUALITY OF CORPORATE GOVERNANCE IN JOINT-STOCK COMPANIES https://americanjournal.org/index.php/ajbmeb/article/view/2771 <p>In modern conditions of economic development, one of the important conditions for the functioning and innovative development of companies is an effective management system. The stability and competitiveness of existing companies directly depends on their management. Well-established corporate governance, in turn, affects the company's position in the market, the level of its modernization, digitalization and directly the standard of living of the company's employees. Today, it is considered important to organize an economically effective and scientifically sound way of assessing the quality of company management, as well as systematic work to improve the management system.</p> Yuldashova Gavkhar Khusnitdinovna Copyright (c) 2025 https://creativecommons.org/licenses/by-nc/4.0 https://americanjournal.org/index.php/ajbmeb/article/view/2771 Fri, 14 Mar 2025 00:00:00 +0000 USE OF PUBLIC PRIVATE PARTNERSHIP IN THE IMPLEMENTATION OF PUBLIC POVERTY REDUCTION PROGRAMS https://americanjournal.org/index.php/ajbmeb/article/view/2774 <p>The article reveals the possibilities and problems of using public-private partnerships in the implementation of state programs to reduce poverty. In the implementation of state programs to reduce poverty, problems are associated, first of all, with the lack of financial resources of public funds. Today, cooperation between the public and private sectors forms an effective mechanism for attracting investments aimed at ensuring economic growth and reducing poverty.</p> Mirzakhalikov Bobir Bakhtiyorovich Copyright (c) 2025 https://creativecommons.org/licenses/by-nc/4.0 https://americanjournal.org/index.php/ajbmeb/article/view/2774 Sat, 15 Mar 2025 00:00:00 +0000 PROBLEMS OF ENSURING STABILITY OF THE NATIONAL ECONOMY AND NATIONAL CURRENCY OF UZBEKISTAN https://americanjournal.org/index.php/ajbmeb/article/view/2775 <p>The article studies the theoretical and practical aspects of ensuring the stability of the national economy and the national currency of Uzbekistan. The main factors affecting the stability of the national economy and currency are studied, the level of inflation, monetary policy, the state of the foreign exchange market, foreign direct investment and the foreign trade balance are analyzed. Special attention is also paid to the monetary policy of the Central Bank and its impact on economic stability. Within the framework of the study, existing problems were identified and appropriate recommendations and conclusions were formulated on their solutions.</p> Omonov Akrom Abdinazarovich Copyright (c) 2025 https://creativecommons.org/licenses/by-nc/4.0 https://americanjournal.org/index.php/ajbmeb/article/view/2775 Mon, 17 Mar 2025 00:00:00 +0000 IMPLEMENTATION AND EVALUATION OF HEURISTIC ALGORITHMS FOR REAL-TIME TOURIST ROUTE PLANNING https://americanjournal.org/index.php/ajbmeb/article/view/2779 <p>Real-time tourist route planning is increasingly vital in modern tourism, necessitating algorithms that adapt to dynamic conditions like traffic and user preferences. This study implements and evaluates two heuristic algorithms—genetic algorithms (GA) and simulated annealing (SA)—for real-time route optimization, using Samarkand, Uzbekistan, as a case study, benchmarked against Dijkstra’s algorithm. Experiments across short (5 nodes), medium (7 nodes), and full (10 nodes) tours assessed computation time, fitness score (balancing time, distance, and preference), adaptability, and route quality. Results show Dijkstra excels in speed (0.12-0.25s) and adaptability (93.9-95.3%) but yields lower quality (12.4-23.5). SA offers a balance, with times of 0.87-1.89s, adaptability of 89.2-92.1%, and quality of 14.9-27.8, suitable for mobile applications. GA achieves optimal fitness (42.6-81.5) and quality (15.8-30.2) but lags in speed (2.85-6.74s) and adaptability (82.3-88.7%), favoring pre-planned itineraries. Visualizations, including a Samarkand route map, highlight GA’s preference-rich detours (e.g., Shah-i-Zinda), SA’s balanced paths (e.g., Registan), and Dijkstra’s time focus. The findings suggest SA for real-time use and GA for quality-focused planning, with recommendations for hybrid approaches and real-world validation in heritage tourism contexts.</p> Go‘zal Absalamova, Shuxrat Kamalov, Diyora Absalamova Copyright (c) 2025 https://creativecommons.org/licenses/by-nc/4.0 https://americanjournal.org/index.php/ajbmeb/article/view/2779 Tue, 18 Mar 2025 00:00:00 +0000 METHODS OF ASSESSING THE ECONOMIC EFFICIENCY OF THE INDUSTRIAL SECTOR AND THEIR IMPROVEMENT https://americanjournal.org/index.php/ajbmeb/article/view/2781 <p>This article examines in detail the economic efficiency indicators of the industrial sector and their calculation methods. Using existing methods, their improved methods and boundary criteria are proposed. Also, based on these methods, the economic efficiency of the industrial sector's resources is assessed and analyzed. In addition, proposals are developed to improve the economic efficiency of the industrial sector.</p> Kasimov Azamat Abdukarimovich Copyright (c) 2025 https://creativecommons.org/licenses/by-nc/4.0 https://americanjournal.org/index.php/ajbmeb/article/view/2781 Thu, 20 Mar 2025 00:00:00 +0000 WAYS TO ANALYZE AND INCREASE THE EFFICIENCY OF THE ECONOMY OF THE INDUSTRIAL SECTOR IN UZBEKISTAN https://americanjournal.org/index.php/ajbmeb/article/view/2782 <p>This article provides a detailed overview of the indicators reflecting the economic efficiency of the industrial sector and the factors influencing it. An analysis of the role of the industrial sector in the national economy, its economic potential, and efficiency indicators has been conducted. Additionally, scientifically grounded proposals have been developed to further enhance the economic efficiency of the industrial sector.</p> Toraboyeva Kimiyokhon Orazbekovna Copyright (c) 2025 https://creativecommons.org/licenses/by-nc/4.0 https://americanjournal.org/index.php/ajbmeb/article/view/2782 Thu, 20 Mar 2025 00:00:00 +0000 CURRENT ISSUES OF DIGITAL ECONOMY AND DIGITAL TRANFORMATION https://americanjournal.org/index.php/ajbmeb/article/view/2783 <p>The development of the digital economy is one of the important strategic tasks for the Republic of Uzbekistan, the process of which serves to increase the global competitiveness of the country. For the rapid development of the digital economy, it is important to create infrastructure by the state, support technological innovation and accelerate digital transformation in the main sectors of the economy. This process will help to form an effective management system in the country, develop a business environment and expand the opportunities of the population to use digital services.</p> Baratov Diyorbek son of Fazliddin Copyright (c) 2025 https://creativecommons.org/licenses/by-nc/4.0 https://americanjournal.org/index.php/ajbmeb/article/view/2783 Thu, 20 Mar 2025 00:00:00 +0000