INCREASING FINANCIAL STABILITY THROUGH THE INTRODUCTION OF DIGITAL TECHNOLOGIES IN COMMERCIAL BANKS

Authors

  • Dilnoza Xaitboyeva Tashkent University of Applied Sciences, Assistent Gavhar Str. 1, Tashkent 100149, Uzbekistan

Keywords:

Digital technologies, commercial banks, financial stability, digital transformation, artificial intelligence, cybersecurity.

Abstract

This article analyzes the issues of ensuring financial stability in commercial banks through the implementation of digital technologies. The economic efficiency of the digitization process, its impact on the banking sector, and practical results are discussed using the example of commercial banks in Uzbekistan. Additionally, proposals are developed to address the existing problems. The article serves as a tool for further study and improvement of digital transformation processes in the banking sector.

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Published

2026-02-26

Issue

Vol. 45 (2026)

Section

Articles

License

Creative Commons License

This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.

How to Cite

INCREASING FINANCIAL STABILITY THROUGH THE INTRODUCTION OF DIGITAL TECHNOLOGIES IN COMMERCIAL BANKS. (2026). American Journal of Business Management, Economics and Banking, 45, 95-99. https://americanjournal.org/index.php/ajbmeb/article/view/3404