SOCIAL TRANSFERS AND THEIR ROLE IN POVERTY REDUCTION: AN EMPIRICAL ANALYSIS BASED ON THE EXPERIENCE OF UZBEKISTAN

Authors

  • Zubaydullayeva Muxlisa Rustamjon kizi Master’s Student of the Banking and Finance Academy of the Republic of Uzbekistan

Keywords:

State budget, housing policy, mortgage loans, social protection, subsidies, affordable housing, financial stability, living standards.

Abstract

This article analyzes the measures implemented in Uzbekistan to improve the population’s housing conditions through financing from the state budget. Budget subsidies, support for mortgage lending, and the implementation of affordable housing programs play a critical role in ensuring access to housing. The study evaluates the effectiveness of government programs, financial mechanisms, and their impact on poverty levels using empirical methods. The paper concludes with recommendations for improving institutional frameworks and ensuring targeted and efficient allocation of budget funds in the housing sector.

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Published

2025-07-19

Issue

Section

Articles

How to Cite

SOCIAL TRANSFERS AND THEIR ROLE IN POVERTY REDUCTION: AN EMPIRICAL ANALYSIS BASED ON THE EXPERIENCE OF UZBEKISTAN. (2025). American Journal of Business Management, Economics and Banking, 38, 25-30. https://americanjournal.org/index.php/ajbmeb/article/view/3052