METHODS FOR ASSESSING THE FINANCIAL STABILITY OF A COMMERCIAL BANKS

Authors

  • Normetov Bobur Sharifboyevich Manager of the Loan Approval Department of JSCB “Mikrokreditbank”

Keywords:

Financial stability, commercial banks, liquidity, profitability, capital adequacy, modern banking services.

Abstract

This paper examines the key financial indicators used to assess the financial stability of commercial banks. The study focuses on profitability, efficiency, and resource utilization ratios such as return on equity (ROE), return on assets (ROA), profit-to-income, profit-to-expense, asset yield, and the efficiency of using borrowed funds. These indicators serve as essential tools for evaluating a bank’s operational performance, internal financial strength, and risk exposure.

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Published

2025-07-07

Issue

Vol. 38 (2025)

Section

Articles

License

Creative Commons License

This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.

How to Cite

METHODS FOR ASSESSING THE FINANCIAL STABILITY OF A COMMERCIAL BANKS. (2025). American Journal of Business Management, Economics and Banking, 38, 6-12. https://americanjournal.org/index.php/ajbmeb/article/view/3047