POSSIBILITIES OF BANKS TO INCREASE LENDING EFFICIENCY OF TERRITORIES

Authors

  • Buribaev Erkinjon Narbay ugli Gulistan State University Doctoral Student, Ph.D

Keywords:

Regional lending, commercial banks, economic development, small and medium enterprises, financial literacy.

Abstract

The article analyzes the significance of commercial banks in regional lending and its impact on economic development. Loans provided by banks play a crucial role in supporting stable regional development and small and medium enterprises. The main challenges in the lending process, such as high interest rates, low financial literacy, and underdeveloped infrastructure, are examined. The article also provides recommendations based on advanced international practices to support regional development in Uzbekistan.

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Published

2024-10-31

Issue

Vol. 29 (2024)

Section

Articles

License

Creative Commons License

This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.

How to Cite

POSSIBILITIES OF BANKS TO INCREASE LENDING EFFICIENCY OF TERRITORIES. (2024). American Journal of Business Management, Economics and Banking, 29, 65-69. https://americanjournal.org/index.php/ajbmeb/article/view/2427