DETERMINANTS OF NET INTEREST MARGIN OF DEPOSITORY INSTITUTIONS IN NIGERIA: EVIDENCE FROM AUTO REGRESSIVE DISTRIBUTED LAG (ARDL) ESTIMATION MODEL. AJBMEB [Internet]. 2026 Jan. 31 [cited 2026 May 10];44:86-95. Available from: https://americanjournal.org/index.php/ajbmeb/article/view/3467