“DIGITAL CURRENCY AND CENTRAL BANK DIGITAL CURRENCIES (CBDCS): EXPLORE THE RISE OF DIGITAL CURRENCIES, INCLUDING CRYPTOCURRENCIES LIKE BITCOIN AND STABLE COINS, AND THE POTENTIAL IMPLICATIONS OF CENTRAL BANK DIGITAL CURRENCIES (CBDCS) ON MONETARY POLICY, F”, AJBMEB, vol. 24, pp. 138–142, May 2024, Accessed: Nov. 26, 2025. [Online]. Available: https://americanjournal.org/index.php/ajbmeb/article/view/2143