“THE INFLUENCE OF INFORMATION TECHNOLOGY USAGE ON THE EFFICIENCY AND EFFECTIVENESS OF ACCOUNTING INFORMATION SYSTEMS AND ITS IMPACT ON INVESTMENT DECISIONS: A SURVEY STUDY”, AJBMEB, vol. 16, pp. 181–195, Sep. 2023, Accessed: Oct. 12, 2025. [Online]. Available: https://americanjournal.org/index.php/ajbmeb/article/view/1237