“THE INFLUENCE OF INFORMATION TECHNOLOGY USAGE ON THE EFFICIENCY AND EFFECTIVENESS OF ACCOUNTING INFORMATION SYSTEMS AND ITS IMPACT ON INVESTMENT DECISIONS: A SURVEY STUDY” (2023) American Journal of Business Management, Economics and Banking, 16, pp. 181–195. Available at: https://americanjournal.org/index.php/ajbmeb/article/view/1237 (Accessed: 12 October 2025).