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“THE ROLE OF FINTECH IN ENHANCING TRADE FINANCE FOR SMALL AND MEDIUM-SIZED ENTERPRISES IN NIGERIA: A SYSTEM GMM ANALYSIS” (2026) American Journal of Business Management, Economics and Banking, 52, pp. 16–30. Available at: https://americanjournal.org/index.php/ajbmeb/article/view/3831 (Accessed: 30 September 2026).