PROSPECTS FOR ENHANCING THE EFFICIENCY OF BANK ASSETS IN THE CONTEXT OF DIGITAL TRANSFORMATION. American Journal of Business Management, Economics and Banking, [S. l.], v. 48, p. 530–536, 2026. Disponível em: https://americanjournal.org/index.php/ajbmeb/article/view/3895. Acesso em: 28 oct. 2026.