EMBEDDED FINANCE AND SME LENDING: INTERNATIONAL EXPERIENCE AND STRATEGIC IMPLICATIONS FOR COMMERCIAL BANKS IN UZBEKISTAN. American Journal of Business Management, Economics and Banking, [S. l.], v. 48, p. 218–228, 2026. Disponível em: https://americanjournal.org/index.php/ajbmeb/article/view/3768. Acesso em: 20 aug. 2026.